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FEESFree interviews are offered to discuss payment options in detail, as well as other questions. Fees for standard home birth and midwifery services are about 1/4 the cost of clinic and hospital services. Fees vary depending upon your method of payment (see below). Community Midwives, LLC accepts insurance and Medicaid. If your insurance will not cover home birth or midwifery services and you are able to pay the fee prior to birth, Community Midwives, LLC offers a cash discount and payment plans. In the event of transfer out of care during pregnancy, your fees are prorated. In the event of transfer out of care due to medical necessity, doula services are offered. You are responsible for all hospital and physician fees. InsuranceThe global fee for services offered by Community Midwives, LLC is $3400. I will bill you for any deductibles or co-pays not paid by your insurance, as well as for any discrepencies between billed and "allowable" amounts. This remainder is almost always less than $1000. Most non-HMO plans reimburse for home birth services. To determine your eligibility for nurse midwife and home birth reimbursement, contact your insurance representative. Madison-area HMOs (Dean, Group Health Cooperative, UW Health) do not offer coverage for out-of-hospital midwives or home birth. If you object to your insurance policies, please write a letter of complaint to your company, as well as to the State Insurance Commissioner! (see For Clients to the left) Cash DiscountCommunity Midwives, LLC offers a discounted global fee of $2700 for out-of-pocket pre-payment. This fee includes 24-hour on-call access, all prenatal and postpartum home and office visits, routine prenatal lab tests, continuous care during labor and birth, assistant fees, use of a professional birth pool, and prenatal group meetings. The fee also includes in-home newborn metabolic and hearing screening, so that you do not have to take your newborn to a hospital setting for these procedures.The cash discount is payable at or before 36 weeks gestation. Clients have successfully accessed Medical or Health Savings Accounts to pay for midwifery and home birth services. If you have had a baby previously with Community Midwives, LLC, the fee is $2200. MedicaidCommunity Midwives, LLC is pleased to accept Medical Assistance ("Medicaid", "BadgerCare", "Healthy Start"). Medical Assistance reimburses for a portion of the global fee and all recommended lab tests. An out-of-pocket fee of $800 for non-billable fees is payable at or before 36 weeks gestation. For questions or a free interview, contact: Ingrid Andersson |
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